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Over 40 years, 10,000 customers and
10 billion in assets under administration.
A dedication to Customer Forward.

CANADA’S MORTGAGE COMPANY

Contact us

Get in touch with our Residential Mortgage team

Residential mortgages

For existing residential clients

CMLS Financial Ltd.
145 Wellington Street West,
4th floor
Toronto, ON M5J 1H8

1.888.995.2657

Not a client yet?

Contact a mortgage broker to get the CMLS Mortgage that’s right for you.

Business Development
  • Dan Putnam, AMP
    • 416.365.6973
    • dan.putnam@cmls.ca
    • Linkedin

    Dan Putnam, AMP

    Senior Vice President, Residential

    Dan Putnam is responsible for executing on a sales strategy designed to drive mortgage broker originated business. He is also responsible for residential marketing. Mr. Putnam has more than 25 years of experience in the Canadian residential mortgage industry.

    Prior to joining CMLS in 2012, Mr. Putnam owned and operated a large regional mortgage brokerage, served as President of two national mortgage brokerage operations, and served as President of Originations for a national residential mortgage lender. In 2015, Mr. Putnam served as the Chairman of the Board for the Canadian Association of Accredited Mortgage Professionals (CAAMP), now known as Mortgage Professionals Canada.

Credit Risk
  • Kevin Fettig
    • 416.365.6934
    • kevin.fettig@cmls.ca
    • Linkedin

    Kevin Fettig

    Senior Vice President, Residential

    Kevin Fettig oversees the residential mortgage division. He is responsible for the development and management oversight of the residential underwriting, servicing and capital markets departments. He has more than 25 years of experience in the mortgage and capital markets fields.

    Prior to joining CMLS in 2012, Mr. Fettig held senior executive positions with several mortgage insurance companies in Canada and the U.S. While at CMHC, he developed a number of MBS products, including the CMB program. Prior to joining CMHC, he was at the Bank of Canada. Mr. Fettig is a graduate of the University of Alberta, Queen’s University and the Ivey School of Business.

Underwriting
  • Ted Cadigan
    • 1.866.426.2657
    • ted.cadigan@cmls.ca
    • Linkedin

    Ted Cadigan

    Director, Residential

    Ted Cadigan manages the day-to-day residential underwriting platform and oversees the residential funding team. He has more than 18 years of experience in the mortgage industry.

    Prior to joining CMLS in 2014, Mr. Cadigan spent 10 years managing operational teams across Canada for bank and monoline lenders. He holds a Bachelor of Arts from the Memorial University of Newfoundland.

Mortgage Servicing
  • Tara Somerset
    • 587.880.6380
    • tara.somerset@cmls.ca
    • Linkedin

    Tara Somerset

    Director, Residential

    Tara Somerset is responsible for the residential servicing operations. She has more than 20 years of management experience in operations.

    Prior to joining CMLS in 2015, Ms. Somerset held managerial roles with several leading organizations in the residential mortgage industry. She has a deep background in mortgage lending and servicing, and in her most recent role, was responsible for a variety of operations, including underwriting, loss mitigation and investor servicing. Ms. Somerset has also played key roles in large-scale initiatives, such as integrating new platforms for servicing, property taxes, collections and customer service. She has significant experience in training and development and has earned certificates in Six Sigma methodology, project management and business administration.

Ready to get started?

It's easy to apply for a residential mortgage. Simply contact your CMLS Financial affiliate mortgage broker to discuss the best mortgage solution for your needs.

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